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Homeowners Insurance: How to Get A Quote Online


Do you need home insurance and don’t know where to start? Start with an online quote! It’s free, fast, convenient, secure, and commitment-free!

The online quote exists precisely to make your life easier and give you access to information that will help you make an informed decision. Whether it’s to help you choose the best insurance company for your property or to decide if all the costs of your dream house are within your reach, an online quote is available 24/7, wherever you are. Just submit your request and a BRZ agent will get right back to you.

Whether you are a homeowner, an aspiring one, or even a tenant, these guidelines are for you! By the end of this article, you will know everything you need to have in hand in order to get all of the information you are looking for.

Homeowners Insurance 

To begin, you will need to provide proof of identification and information such as your date of birth, marital status, how many people in your household, and the address of the home you wish to insure.

You will also need information about the house, which will include the number of bedrooms, rooms, adjacent buildings and developed area.

The coverages and limits you apply for will help determine how much you will pay for a policy. You can learn all about these coverages in our Everything You Need to Know About Homeowners Insurance post. Be prepared to also report:

Renovations and repairs

Any history of renovation or major repairs are relevant for taking out homeowners insurance. Roof repairs, a new fire system, a renovated basement– all of these are important to talk about. If you’ve just purchased this home and don’t know anything about recent renovations, you can get some of this information by researching local building permits.

Current conditions and amenities

How old is your water heater? When was the last time the plumbing was updated? Do you have a fireplace? Security system? These details will help determine the home’s current condition and how much it might cost to repair or rebuild it if it is damaged by a covered hazard.

Condo Insurance 

Condo insurance is very similar to Homeowners, but you are only responsible for your unit. Common areas of the building and condominium are insured by the association’s insurance.

This means that the information you will need to provide in order to make a quote are your proof of identification, marital status, how many people live in the condo and the condo address. Information such as footage, renovations and the type of fixed structure that the property has will also be useful for a more accurate simulation.

Having a listing of your personal assets can also be helpful, as the quote will be based on that coverage. 

Renters Insurance 

To obtain a renter’s insurance quote, you will need to provide your name, address of the rented property and number of bedrooms.

You will also need to talk about the belongings that are inside the unit, as the personal property coverage limits are based on their value. It’s important to be very honest and thorough, because in the event of a claim, the amount you will receive will be based on the information provided.

Do I need to have all this information to get an insurance quote?

The more detailed you are in your request, the more accurate your response will be. However, a quote can still be done, even if you do not have all the information listed above. 

If you have any questions about conditions that could directly affect your insurance value or the average amount you would pay for homeowners insurance, reach out! 

Get your quote online or speak with us through one of our many communication channels. You can count on us to make it happen!

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